Michelle Naughton is known for her years working in the finance industry, transition to writing and is a published author 2015, then developing her expertise around aquaponics and food production innovation. Michelle founded Naughton's Green Future Ltd 2023, launched her aquaponics in the UK 2024 and formed a banking referral agency 2025 MO Money.

MO Money Global Ltd is a UK-based financial referral agency, founded by Michelle Naughton and Occy Hollick, with a mission to simplify and streamline banking solutions for businesses worldwide. With deep industry experience and powerful banking partnerships, MO Money provides clients with tailored card acquiring services and payment solutions, ensuring they secure the best financial packages without the hassle of multiple sales pitches or time-consuming negotiations.

A journey rooted in expertise
Michelle Naughton’s journey in the financial industry began in 2013 under the mentorship of Shahed Uddin, a respected leader in payments and the owner of Paytap UK. Under his guidance, Michelle excelled in business development, worked for multiple ISO companies, led sales teams in London, and became a highly regarded figure in the industry.
Her expertise naturally led to an independent leadership role, where she became a franchise owner of Paytap UK, offering SMEs fair, transparent pricing and top-tier financial services.

With the full support of Shahed and alongside her business partner, Occy Hollick, Michelle continued to expand her expertise, ultimately bridging the gap between SME-focused financial services and the high-risk banking sector.

Expanding into global banking solutions
In 2024, Michelle and Occy partnered with Jorlin Zucco of Openpayd, who introduced them to the medium-to-high-risk banking industry. This opened the doors to acquiring banking partnerships that would revolutionize their ability to provide comprehensive financial solutions to businesses operating in complex and regulated sectors.
Following a highly successful business trip to Barcelona for the ICE iGaming event, Michelle and Occy solidified their ties to global banking solutions, recognizing a huge market need for businesses to access the best financial packages without dealing with overwhelming sales tactics.
The MO money advantage
MO Money Global Ltd offers a simplified and efficient approach to commercial banking:
Clients inquire with MO Money, outlining their banking and payment needs.
We gather blind quotations from our trusted banking providers.
We negotiate the best deal on their behalf, ensuring they get the most competitive and suitable package.
We onboard them seamlessly, eliminating the stress of handling multiple sales pitches or banking negotiations.
With access to multiple acquiring banks, MO Money ensures that businesses—from SMEs to high-risk enterprises—get the most reliable, cost-effective, and tailored financial solutions available.

A future built on trust and innovation
MO Money Global Ltd isn’t just another referral agency; it’s a strategic financial partner for businesses looking to scale with the right banking solutions. With the combined expertise of Michelle Naughton, Occy Hollick, and their network of trusted partners, MO Money is set to become a leading force in commercial banking referrals worldwide.
Who can benefit from MO money global services?
Online or UK-based SME merchants: Physical and virtual card acquiring at the best rates and immediate integration.
Global medium-to-high-risk enterprises: Seamless banking solutions, subscription payment structures, crypto-on/crypto-off services, exchange capacities, and all banking solutions.
For businesses seeking stress-free banking solutions, competitive rates, and expert financial guidance, MO Money Global Ltd is the go-to choice.
Get in touch
To explore how MO Money Global Ltd can support your business with bespoke payment solutions, contact us here today.
Read more from Michelle Naughton
Michelle Naughton, Aquaponics Specialist and Financial Executive
Michelle Naughton is an aquaponics and future farming innovation specialist, having designed, built, and maintained multiple farms in Cyprus. With the skill set gained, she formed a unique business with her team in the UK. The main objective of her business is to offer UK farmers a profitable and sustainable farming solution. Through education, support and bespoke services, Michelle pioneers the way to a dramatically enhanced food production industry, With her years of experience in writing, business development and finance, she has a clear understanding of the benefits of combining food production with clear business and financial opportunities, focused on the needs of the greater community and farming families.